Holding a bank account in another Member State

Information about Rights & Duties

Holding a bank account in another Member State

Right to a basic bank account

You may want or need to open a bank account in your home country or in another EU country. If you are legally resident in an EU country you are entitled to open a "basic payment account". Banks cannot refuse your application for a basic payment account just because you don't live in the country where the bank is established.

Further information

The Your Europe Portal provides comprehensive information for citizens and businesses.

Bank accounts in the EU

Financial products and services

Responsible for the content
Your Europe Portal (European Commission)

Last update or date of publication
22.04.2022