Health insurance contribution for students

If you are studying, you will need to take out health insurance through family insurance or independently.

Students must prove that they have health insurance when enrolling in their studies. Even if they do not live in Germany.

Health insurance is also mandatory for practical periods of work that are completed during the course of study.

As a rule, students can be insured free of charge via their parents in a statutory health insurance company, provided that one parent is a member of a statutory health insurance company. However, family insurance is only possible up to the age of 25.

For students who are married or live in a registered civil partnership, family insurance is possible through the spouse or life partner if they are insured in the statutory health insurance.

If health insurance is not possible via the parents or the partner, statutory health insurance companies or private health insurance companies offer discounted contributions.

- Certificate of enrolment

Preconditions

  • Age limit for family insurance: 25 years of age
  • After the expiry of the family insurance, insurance may be possible in the health insurance of the students.

Related Links

  • ยง 5 paragraph 1 number 9 of the Social Code Fifth Book (SGB V)

Responsible for the content
Lower Saxony Ministry of Social Affairs, Health and Gender Equality

Last update or date of publication
24.07.2020