Medicines and bandages for those with health insurance

Persons with health insurance are entitled to a supply of medicinal products subject to pharmacy requirements and to the supply of dressings.

Insured persons in the statutory health insurance are entitled to the supply of medicines subject to pharmacy requirements and to the supply of dressings. The costs are covered by the health insurance companies.

Exception: For insured persons over 18 years of age, the costs for so-called trivial funds are not covered. These include:

  • Medicines for use in colds and flu infections
  • oral and pharyngeal therapeutics (except for fungal infections),
  • Laxative
  • Medicines for motion sickness.

The cost of funds that you can buy without a prescription is generally not covered. Exception:

  • Medicinal products that are standard of care for serious illnesses and are prescribed by the doctor.

The choice of prescribed means may be limited by discount contracts of the health insurance companies with manufacturers. However, these funds are then also free of co-payment.

Fixed amounts may also apply to medicines and dressings. Any additional costs must be borne by you.

  • doctor's prescription or prescription

Related Links

  • ยง 31 Fifth Book of the Social Code (SGB V)

Responsible for the content
Lower Saxony Ministry of Social Affairs, Health and Gender Equality

Last update or date of publication
23.07.2020