Exemption from compulsory insurance in the case of marginal employment

Anyone who has a marginal job and earns less than 450 euros is not subject to health insurance.

If you are in a low-paid job (450-euro job/mini-job), you are exempt from insurance in this employment. You then do not have to pay any contributions for these.

You must arrange your health insurance elsewhere.

For example:

  • family insurance through the spouse or parents
  • Mini-job as a side job: health insurance runs through full-time work
  • Mini-job for recipients of unemployment benefit II: the Employment Agency may take over health insurance


The exemption from compulsory health insurance exists only as long as the reason for the exemption lasts. 

Related Links

  • ยง 8 Social Code Fifth Book (SGB V)
  • Social Code Sixth Book (SGB VI)
  • Your employer registers you after clarification of the insurance facts.
  • Your health insurance company will answer any questions you may have.

Responsible for the content
Lower Saxony Ministry of Social Affairs, Health and Gender Equality

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