Remedies for legally insured grants Unfortunately this specification of service has not yet been completely translated.

In the event of an accident at work or an occupational disease, accident insurance covers the costs of remedies instead of health insurance.

In the event of an insurance, you will receive remedies if necessary. Remedies are all medically prescribed services, which serve a healing purpose and are provided by therapists. For example:

  • Physical therapy
  • Podological therapy
  • Voice, speech and speech therapy
  • Occupational therapy

In principle, additional payments are not to be made in the statutory accident insurance. However, fixed amounts apply. If something more expensive is prescribed or ordered, you must be informed by the doctor/doctor that you will be paying the additional costs.

If the objective of the medical treatment cannot be achieved with a "fixed amount" (medical justification required), the competent accident insurance institution assumes the actual costs.

Accident insurance institutions are:

  • Professional trade associations, broken down by sector
  • Public accident insurance institutions (municipal accident insurance associations, national accident insurance funds, fire brigade accident insurance funds)
  • Agricultural trade associations


  • Prescription of therapy by a medical examiner

Related Links

  • Section 30 Seventh Book of the Social Code (SGB VII)
  • An accident at work which results in an incapacity for work of more than three calendar days must be reported by the company to the competent trade association or accident fund.
  • The prescription is carried out by a medical doctor who is particularly qualified for the treatment of injured persons.

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