Claiming settlement of an accident insurance pension in the event of a reduction in earning capacity of less than 40 percent Unfortunately this specification of service has not yet been completely translated.

If your earning capacity is permanently reduced by less than 40 percent, you can apply for a lump-sum payment corresponding to the capital value of the pension. Your pension entitlement will then expire for life. If you are entitled to several pensions with a combined reduction in earning capacity of less than 40 percent, all or only some of them can be settled. How the settlement amount is calculated is regulated in a legal ordinance. If your state of health subsequently worsens as a result of the insured event, your pension entitlement will be revived for this part.

You do not need to submit any documentation.


Forms: none Online procedure possible: no Written form required: no Personal appearance required: no

Related Links

Deutsche Gesetzliche Unfallversicherung, zuständige Berufsgenossenschaft oder Unfallkasse sowie Landesverbände der DGUV
+49 800 6050415
+49 800 6050404
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Preconditions
You are entitled to a pension settlement if: You are receiving a pension for an indefinite period after a reduction in earning capacity of less than 40 percent; the reduction in your earning capacity is not expected to decrease significantly within the settlement period; you have enough to live on without the pension;
You apply informally for settlement of an accident insurance pension in the event of a reduction in earning capacity of less than 40 percent: Inform the relevant accident insurance institution that you are requesting a pension settlement. You will then receive information by post about the progress of the administrative procedure (for example, arranging an assessment, requesting documents to determine your financial circumstances).

Responsible for the content
Federal Ministry of Labour and Social Affairs

Last update or date of publication
16.03.2021