The statutory accident insurance insures your employees against the consequences of accidents at work and on the way to work as well as occupational diseases. Registration and payment of contributions are the responsibility of the employer. If you are self-employed or freelance, you can take out voluntary insurance. To register, you must provide the relevant accident insurance institution with the following information the type and object of the business the number of insured persons, the date of opening or the date of commencement of preparatory work for the enterprise, and in cases where the company does not have a fixed place of business in Germany, the name and place of residence or habitual abode of the authorised representative. communicate the name and residence or habitual abode of the authorised representative. If you register your business at the local trade office, you do not need to register separately for accident insurance. The business registration is automatically forwarded to the responsible accident insurance institution. As a rule, the commercial employers' liability insurance associations (Berufsgenossenschaften) are responsible for companies, institutions and freelancers as insurance carriers, which are divided according to industry. For public institutions and public-sector companies, the public-sector insurance carriers (accident insurance funds) are responsible. As an entrepreneur or freelancer, you are usually not automatically insured. However, you can voluntarily insure yourself against the consequences of accidents at work and on the way to and from work as well as occupational diseases with your employers' liability insurance association. Note: Only one accident insurance institution is ever responsible for your company, even if your company has components in different industries. The main focus of the company is decisive for this. There is no right of choice.