Bundesportal | Apply for widow's pension or widower's pension

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Publisher

Federal Ministry of Labor and Social Affairs (BMAS)

Last update or date of publication

July 13, 2022

Contact

The government service telephone number 115 – your point of contact for questions related to the federal, state and local.

Monday through Friday from 8:00 to 18:00 (and beyond these times in some regions).

Call 115 now

Government service telephone number calls are charged at local rates.

The widow's or widower's pension supports you in the event of the death of your partner. It can help to cushion the financial hardships often associated with this. The regulations apply equally to surviving spouses and registered partners.

A widow's or widower's pension is paid from the pension account of the deceased. The amount of your widow's or widower's pension depends on this pension account.

In the first three calendar months after death, your widow's or widower's pension is as high as the pension of the deceased (known as the quarter of death).

Large and small widow's pension

You will then receive the so-called large or small widow's or widower's pension.

Large widow's and widower's pension: You receive 55 percent of the pension that the deceased was receiving or would have received at the time of death.
Small widow's and widower's pension: you receive 25 percent of the pension the deceased was receiving or would have received at the time of death. This pension is usually paid for a maximum of 24 months.

Due to deductions, the pension paid to you may be lower. It depends on how old your partner became. Under certain conditions, you may receive a child supplement.

If you have other income that exceeds a certain tax-free amount, this will be partially offset against your widow's or widower's pension. The amount of the tax-free amount is calculated individually. Exception: In the first three calendar months (death quarter) after death, your own income will not be offset.

Widow's or widower's pension under old law

The laws governing widow's or widower's pensions were changed starting in 2002. Depending on the date of death and your marriage or civil partnership, you may be eligible for a widow's or widower's pension under old law. The calculation may then differ:

60 percent of the deceased's or the deceased's pension is used as a basis instead of 55 percent.
You may also receive the small widow's or widower's pension for an unlimited period.
Fewer types of income are taken into account.
There is no child supplement.

Application for survivor's pension
Personal document (such as identity card, passport, birth certificate or family record book)
Death certificate
Marriage certificate
Information on your income
Last pension adjustment notice of the deceased or other pension documents

Forms available: Yes
Written form required: Yes
Informal application possible: No
Personal appearance required: No
Online service available: Yes

Formularpaket Witwenrente und Witwerrente einschließlich Krankenversicherung der Rentner (KVdR)

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Preconditions

General requirements

You have not remarried.
The deceased has paid into the pension insurance for at least 5 years (general waiting period) or has already received a pension.
- Exception: If your partner had an accident at work, for example, shorter periods may be sufficient.
You had been married or a civil partner for at least one year at the time of death.
- Exception: Sometimes it is sufficient if you were married for less than one year. This applies, for example, if your partner died in an accident.

If you remarry, your widow's or widower's pension will end. However, you can then apply for a settlement to help you start a new phase in your life.

If you had decided as a couple to share your pension rights (pension splitting), you cannot receive a widow's or widower's pension.

Small widow's or widower's pension

You can receive the small widow's pension if

You are younger than the current age limit:
- Age limit at death in 2020: 45 years and 9 months.
- This age limit will gradually increase to 47 years by 2029.
you are not incapacitated for work and
you are not raising a child under the age of 18.

Large widow's or widower's pension

You can receive a large widow's pension if you have either

have reached the current age limit specified above, or
are incapacitated for work, or
are raising your own child or a child of the deceased under the age of 18, or
are caring for a disabled own child or child of the deceased, regardless of age.

Widow's or widower's pension under the old law

You may be entitled to a widow's or widower's pension under the old law if

your partner died before January 1, 2002, or
you were married before January 1, 2002, and
your partner was born before January 2, 1962.

In these cases, you may receive the pension even if you were

were married for less than 1 year.

Widow's or widower's pension to spouses divorced before July 1, 1977.

If your marriage was divorced before July 1, 1977, you may also, under certain conditions

even if you are already divorced, or
in the case of a renewed marriage or civil partnership that has been dissolved again

you may receive a special widow's or widower's pension.

Widow's or widower's pension after the second-last spouse

You can receive a so-called widow's or widower's pension after the second-last spouse if you

remarried or entered into a civil partnership after the death of your former partner, and
the new union has now been dissolved or terminated.

There are no costs involved.

Basis for legal action

§ 242a Sozialgesetzbuch Sechstes Buch (SGB VI)

§ 243 Sozialgesetzbuch Sechstes Buch (SGB VI)

§ 243a Sozialgesetzbuch Sechstes Buch (SGB VI)

§ 46 Sozialgesetzbuch Sechstes Buch (SGB VI)

Legal Remedies

Opposition
- Detailed information can be found in the decision on your pension application.
Action before the social court
- Detailed information can be found in the notice of appeal.

Procedure

You can submit your application online, in person or in writing.

Online application:

On the website of the German Pension Insurance (DRV) under "Online Services" you will find detailed information on the process.
If you follow the link "Submit application", you will be guided through the further steps and can select the desired application.
Alternatively, you can use the online services with registration. For example, you can see right away which insurance periods have already been recorded. You also save time and do not have to re-enter data you already know.
Complete the application in full and upload the required documents.
Submit your application online.
You will receive a confirmation of submission.
The responsible pension insurance institution will review your application.
You will receive a decision on your application.

Personal application:

Compile the necessary documents for your application and make an appointment with the DRV.
When making an appointment online, your personal data and, if possible, your insurance number are required.
You can select a desired counseling center and your preferred appointment time. Depending on the availability of free appointments, you will receive a proposal for a binding counseling appointment.
During your personal consultation, your application will be recorded electronically and forwarded online to the responsible pension insurance institution.
The responsible pension insurance institution will review your application.
You will receive a decision on your application.

Written application:

Go to the DRV's website.
Download the application form you need.
You can also pick up the form in person at the information and advice centers.
Fill out the application form, sign it and attach the required documents.
Send all documents
- by mail to your pension insurance institution or
- hand them in at one of the local advice centers.
The responsible pension insurance institution will review your application.
You will receive a decision on your application.

A person you trust can also submit your pension application on your behalf. For this purpose, please submit a power of attorney to the pension insurance company. As long as the power of attorney is valid, the pension insurance company will only contact the person you have authorized.

If you give your consent to electronic communication, all correspondence can be done online. Either use the electronic mailbox under online services with registration or De-Mail.

Deadlines

Payment of the pension: If the deceased

already received a pension of his or her own, your widow's or widower's pension will begin no earlier than the month following the date of death.
has not yet received a pension of his or her own, your widow's or widower's pension will begin on the date of death.

Application deadlines:

File your application no later than 12 calendar months after the date of death.
If you apply later, the pension will not start until the month of application.

Processing time

small widows' and widowers' pensions: usually 4 months
large widows' and widowers' pensions: usually 3 months.

Note: If your partner has already received a pension, you can apply for an advance during the first 30 days after the death. To do so, contact Deutsche Post's pension service with the death certificate and submit the formal pension application later. You must be entered as the survivor on the death certificate.