You can receive maternity benefits for the periods of protection before and after childbirth and for the day of delivery. The maternity protection periods usually start 6 weeks before the birth and usually end 8 to 12 weeks after.
If you continued to work voluntarily during the protection period and before the birth of your child, this will affect your maternity benefit:
- If you continue to work in full, no maternity benefit is paid alongside this; it is suspended.
- If you continue to work only part-time or by the hour, you will normally receive maternity benefits. However, the partial pay that you continue to receive will be offset against the maternity benefit if it is subject to contributions.
In both cases, it does not matter whether you are an employee or self-employed.
You will also receive maternity benefit if you received sick pay before the start of the protection period. Even if you become ill during the maternity protection period, you will continue to receive maternity benefit.
If you are a member of the statutory health insurance, apply for maternity benefit to your health insurance fund. To do this, submit the certificate of the expected date of birth (so-called sample 3), which you will receive from your doctor or midwife.
If you have private health insurance or family insurance and are in an employment relationship at the beginning of the protection period, submit the application to the Federal Social Security Office (BAS). This also applies if you have a marginal employment relationship, i.e. a mini-job.
Amount of maternity benefit
The amount of maternity benefit is a maximum of EUR 13.00 per day. It is based on your average net wage for the last 3 settled calendar months before the start of your maternity protection period. If your net wage was higher than EUR 13.00 per day during this period, your employer will pay you the difference.
However, the amount of your maternity benefit also depends on your insurance status:
- as a legally insured employee, regardless of whether you are voluntarily or compulsorily insured: a maximum of EUR 13.00 per day, paid by your health insurance fund
- as a legally insured unemployed person: Maternity benefit in the amount of sick pay, equivalent to the amount of your unemployment benefit, paid by your health insurance fund.
- as a family-insured employee, with at least a mini-job: one-time maximum of EUR 210.00 paid by BAS
- as a self-employed person, voluntarily insured in the statutory health insurance with entitlement to sickness benefit: Maternity benefit in the amount of the sick pay, paid by your health insurance company
- as a self-employed person, not insured for sick pay, but with at least one mini-job: maximum EUR 13.00 per day from the remuneration of the mini-job
- as a self-employed person, voluntarily insured in the statutory health insurance with entitlement to sick pay and with at least one mini-job: maternity pay from the self-employed activity in the amount of sick pay, maternity pay from the mini-job maximum EUR 13.00 per day
- as a privately insured civil servant with secondary employment within the meaning of the Maternity Protection Act and employee, with at least a mini-job: one-time maximum of EUR 210.00 paid by BAS
Exclusively self-employed women who are insured with a statutory health insurance fund without entitlement to sick pay or who have private health insurance do not receive maternity benefits.
Women with private health insurance are entitled to payment of the agreed daily sickness allowance in addition to the maternity allowance during the maternity protection period if they have taken out private daily sickness allowance insurance.
Female civil servants continue to receive their service or candidate pay during maternity leave. They may be entitled to maternity benefits if they are engaged in a secondary occupation that counts as employment within the meaning of the Maternity Protection Act.
