Students receive funding in the form of a grant (50%) from the start of the training, but not for periods prior to application if there is a proven need. and an interest-free government loan (50%).
The grant does not have to be repaid. The interest-free government loan is later repaid in low instalments, but no one, no matter how much support was in total, has to repay more than 10,000 euros of government loans.
In the case of need, the amount of support depends on the income and assets of the student and - since the support is generally family-dependent - on the income of the parents and the spouse or registered partner. Insofar as allowances laid down in the law are exceeded, this shall be counted against the respective requirement rate and shall reduce the amount of the subsidy accordingly.
Support is provided for subsistence and training (the so-called need). The BAföG provides for lump sums as a monthly requirement, the amount of which also depends, among other things, on accommodation (with parents or living abroad). A childcare supplement may be granted for trainees with children under the age of ten.
An exact statement as to whether funding is to be expected under the BAföG and, if necessary, how much can only be made after a careful examination of all individual requirements by the competent authority.
In the event of a delay in the commencement or implementation of studies and the change of courses, it is essential to consult the competent body.
Training at vocational academies cannot be promoted in Lower Saxony.
The Federal Ministry of Education and Research (BMBF) provides further comprehensive information on the BAföG on its website, in particular on the eligibility requirements, the forms to be completed in the context of the application and the relevant Make.
Information on the BAföG from the Federal Ministry of Education and Research