Payments, transfers and cheques
Information about Rights & Duties
Payments, including credit transfers, delays in cross-border payments
Your bank must charge you the same rate for payments in euro across the EU as it does for equivalent national transactions.
This includes any:
- transfers between bank accounts in different EU countries
- withdrawals from cash machines/ATMs in EU countries
- payments by debit or credit card across the EU
- direct debit transactions
Banks based in EU countries outside the euro area must also apply this rule, and may not charge more for a payment in euros to/within another EU country than they do for a domestic payment in the national currency.
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