# Disability

If you want the police department or the competent fine office to investigate a misdemeanor, you must report it in writing, by e-mail, fax or simply by telephone.

If you would like information about your future pension entitlements and your pension start date, you can request this informally at any time.

If you have lost your job in the mining industry, you may be entitled to a miners' compensation benefit (Knappschaftsausgleichsleistung, KAL) under certain conditions.

The sickness benefit is intended to compensate the insured * for the loss of earnings. The duration and amount of sick pay are prescribed by law.

In the event of illness, you as an employee will continue to be paid the salary in accordance with labour law regulations (continued payment of remuneration in the event of illness usually for six weeks). After expiry of this period, legally insured persons may be entitled to sickness benefit in the event of permanent incapacity for work or if they are treated as an inpatient in a hospital or in a preventive or rehabilitation facility.

The sick pay amounts to 70 percent of the gross salary (insofar as it is subject to the calculation of contributions) up to a maximum of 90 percent of the net salary. The entitlement to sickness benefit exists for a maximum of 78 weeks within 3 years each in the event of incapacity for work due to the same illness.

If another illness occurs during the incapacity for work, the duration of the benefit is not extended. At the end of the three years, you can only receive sick pay for the same illness again if you have been able to work and work for at least six months in the meantime or have been available to the employment service.

Attention! The insurance relationship existing when the sickness benefit entitlement arises determines who is entitled to sickness benefit and to what extent.

To compensate for the difference between sick pay and net earnings, private health insurance companies offer daily allowance insurance.

As soon as you receive a pension for full disability or incapacity for work, a full pension due to old age, a pension or early retirement benefit or comparable benefits, your entitlement to sickness benefit ends from the beginning of these benefits.

*) In order to remain understandable, we limit ourselves to the generalizing personal designations, they always refer to each gender ed.

Contact point

Statutory health insurance (health insurance)

> health insurance list
Database of the GKV-Spitzenverband

When you become a mother, you can receive maternity benefits for the protective periods before and after childbirth as well as for the day of delivery. You can apply for maternity benefit either from your statutory health insurance fund or from the Federal Social Security Office (BAS).